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You can also crunch some numbers using different rates, periods of time, and compounding frequencies, at the Securities and Exchange Commission’s website. For example, if you had $1,000 that was earning a 6 percent return, it would grow to $2,000 in 12 years (72 divided by 6 equals 12). It uses the rule of 72, which basically says if you divide 72 by your rate of return, you’ll find out how fast your money will double in value. It’s for a slightly older audience – probably college students – but it illustrates compounding in way that most pre-teens and teens would understand. You can also watch this video by the Financial Literacy Center, a joint center of the RAND Corporation, Dartmouth College and the Wharton School. That could help boost your child’s “interest.” But if you want to encourage your child to save, consider adding a matching contribution – say, 25 cents for every $1 saved. TIP: It’s hard to find accounts or real-world investments that pay a steady 5 percent or 10 percent return. Then run through a simulation like the one above, calculating the next interest payment on the principal-and-interest total each time. You can teach compounding using your own change jar and there are lots of good resources on the web.įor the low-tech method, dump your change jar out on the floor and tell your children they will invest $1 at 10 percent interest. Increasing the compounding frequency or your interest rate, or adding to your principal, can all help your savings grow even faster. That’s because the next interest payment equals 5 percent of $1,050, or $52.50. The second year, you would have $1,102.50. After the first year, you would have $1,050 – your original principal, plus 5 percent or $50. You just need to start.So let’s say you invest $1,000 (your principal) and it earns 5 percent (interest rate or earnings) once a year (the compounding frequency). You don’t need to start with a huge amount of money. The secret is to start as soon as possible. The great thing is that just a moderate investment over a long period of time will set you up for your future. Really, you need at least 20 years of regular investment to begin to see significant financial rewards. The sooner you begin to save and invest, the longer compound interest has to work its magic and grow your wealth. But, by investing early, and allowing your money to grow through compound interest, you can double, treble or better the real amount you put away.Ĭompound interest needs one thing to become a key contributor to your wealth: time. As we’ve seen in my previous blogs, this figure can seem daunting. When planning for your future, you should always have a figure in mind for how much will you need to support yourself in your retirement. Thanks to compound interest, the amount of money this investment will have created for you is just shy of AED 1.9 million. The actual cost of your monthly AED 2,000 investment is AED 600,000 (AED 24,000 x 25 years). You invest well and earn 8% interest over a 25-year period. When you start to create regular savings and investing it, you begin to make serious money.įor example, you save and invest AED 2,000 per month or AED 24,000 per year. ![]() So at 5% interest, you can double your money in 16 years - pretty easy money for doing nothing. Using the above example, after 5 years you’d have AED 12,762, in 10 years you would have AED 16,288 and you would have doubled your money in 15 years. Your money is generating more money just off the interest. And that’s the beauty of compound interest. You are making interest on your interest year-on-year. ![]() Just by leaving your money in the account, you’ve made AED 1025. A moderate return.Īt the end of year 2, the 5% interest rate is calculated against the total figure in your account, AED 10,500. You have AED 10,000 in your savings account and the bank offers 5% interest per year.Īt the end of year 1, your balance will stand at 10,500 after the 5% interest rate is added. Compound interest gives savers the ability to seriously increase their wealth. But not as many people seem to grasp how interest can work in your favour. Nearly everyone has a pretty good idea what interest rates are: You borrow money, you pay interest, like a rental fee for borrowing money. High credit card interest, high rates when getting a loan - generally it’s not the most positive word when discussing finance. ![]() There’s always a lot of talk about interest and most of the time it’s pretty negative. ![]() It also proves very useful in reducing eye strain. This handy trick allows you to view multiple cells and sheets simultaneously, which can be helpful during complex tasks. Press Control key plus the Minus Sign key and reduce the size of your data to gain a better perspective. Zoom out your Excel worksheet by using a powerful keyboard shortcut. Zooming out in Excel has never been easier: just hit Ctrl + Minus Sign and watch your mistakes become clearer than ever! Ctrl + Minus Sign In ancient times, people used magnifying glasses for up-close analysis – well before the advent of Microsoft’s Excel! However, now we have advanced technology at our disposal to make life more comfortable when handling numerical data. It provides relief over extended periods while working productivity remains high. By zooming in, users can read comfortably without squinting or adjusting their monitors’ resolution. Utilizing this function can also help reduce eye strain and fatigue. The beauty of this function is that it saves time compared to scrolling up and down or left to right. Zooming in on a problem area enables better troubleshooting, identifying errors, or spotting trends. This shortcut comes in handy when dealing with complex data sets or trying to read small text. Ctrl + increase sign allows you to zoom in on a portion of your worksheet and focus on specific details. By pressing a combination of keys that involves using the Ctrl button and another key, you can efficiently manipulate the size of your view. One of the essential Excel shortcuts involves zooming in and out of a spreadsheet. You don’t need a magnifying glass when you have Ctrl + Plus Sign, Excel’s version of the CSI enhance button. ![]() Nonetheless, it remains an effective tool in managing Excel sheets effortlessly – which is undoubtedly one of its critical advantages today. The origins of this shortcut are unknown, but its functionality has become increasingly popular among spreadsheet users over time. Furthermore, it is very user-friendly and intuitive for those who work with Excel regularly, making it an essential tool for improving productivity. It is noteworthy that this shortcut works flawlessly with Microsoft Office versions 2007-2019 and Office 365. This function saves time and allows for greater precision when comparing data across multiple cells. Conversely, to zoom out, hold down the Ctrl key and roll the mouse wheel back or press the minus key. To zoom in, hold down the Ctrl key while rolling the mouse wheel forward or pressing the plus key. This feature is commonly known as the ‘Zoom Shortcut’ and can be accessed by pressing Ctrl along with either the scroll wheel or plus/minus keys. Image credits: by Joel Duncun Ctrl + Mouse Scrollīy using a combination of keys and scrolling, you can quickly zoom in and out on Excel spreadsheets. These shortcuts will make your Excel experience smoother and faster. Zoom in and out quickly with these 15 essential Excel shortcuts! Let’s explore 15 must-know shortcuts that make zooming in and out a breeze! 15 essential Excel shortcuts for zooming in and out ![]()
It is a special pawn capture which can occur immediately after a player moves a pawn two squares forward from. The black Pawn captures on its diagonal and the white Pawn disappears from the board. En passant is a move in the board game of chess. Here it's the black Pawn pretending that the white Pawn advanced a single square. The en passant option is now available to the black Pawn. This diagram shows a similar situation, except the white Pawn is now trying to run past the black Pawn. Of course, if Black had a Pawn sitting on its original square on the other column adjacent to the white Pawn, and if it also advanced two squares, the en passant option would appear on that side for the following move. If White makes another move, the option disappears. The en passant option is available to the white Pawn only on the move immediately following the black Pawn's bold attempt to run past the white Pawn. To capture en passant, the white Pawn moves as though it were capturing on its diagonal and the black Pawn disappears from the board. That would leave the black Pawn on a square subject to capture by the white Pawn. The white Pawn can now pretend that the black Pawn stopped on the square that is still marked by the green circle. This is the condition necessary for capturing 'en passant', also known as 'e.p.'. It looks like it has avoided being captured by the white Pawn. Now the black Pawn on the left has advanced two squares in a single move. In the next column is a white Pawn which also has the option to advance two squares. ![]() On the right side of the board, a black Pawn has advanced to its fifth row. The en passant move is a special pawn capture that can only be made. According to the rules it has the option to advance one or two squares, as shown by the green circles. Yes, professional chess players use the en passant move as part of their strategy. In the adjacent column is a black Pawn still on its initial square. On the left side of the board, a white Pawn has advanced to its fifth row. A bit of tinkering and formalization of rules resulted in En Passant.When a Pawn tries to slip past an enemy Pawn, there's a special move. u/Ready-Appointment228 shared a 5x7 game concept & u/pidaysock/ came up with the idea of incorporating en passant. The idea came from the reddit r/boardgames group. If neither player has an advantage in any attacking row, the game is a draw. If tied, keep moving back one row and attempt to resolve the tie again. ![]() The player with the most pawns in the next to last row of their opponent wins. In the event that no moves are possible prior to either player winning, the following tie breaker is used: The first player to move a pawn into the opposing players back row wins. The pawn may only move 1 space forward OR capture diagonally or En Passant The pawn may only move 1 space forward or capture diagonally or En Passant This move can be perfected very easily and in few short steps. The block it sits on is removed from the board An En Passant move in chess is a move where an enemy chess piece captures a pawn in passing. Once a pawn has moved its opening two spaces: If a pawn who has not moved cannot move 2 spaces forward or capture an opponent, it may not move. The player who goes first is forced into allowing an En Passant capture after their first move.Ĭapture any opposing pawn via En Passant or normal diagonal attack The capturing pawn may move diagonally to the space directly behind the pawn that just moved two spaces and capture it.Īll pawns sit on blocks to start the game En Passant is a capture rule in chess that states:Ī player may capture an opponent pawn that has: Space ConstraintsĮvaluate the amount of space available in your gaming area. ![]() Opt for cockpits with sturdy, well-braced frames. A wobbly frame can detract from the realism and immersion of your sim racing experience. StabilityĪ good cockpit should offer a solid foundation, especially when reacting to force feedback from the steering wheel. Your choice can impact both durability and comfort. The seat material should also be considered options range from fabric to synthetic or genuine leather. Extruded steel or aluminum typically make the sturdiest rigs, but steel tubing seats are incredibly robust as well, especially with thicker tubing. Pay attention to the materials used and the overall build quality. It's also possible to get certain adapters to mount specific wheels and pedals to various seats, so take into account whether you'll need to purchase any extra gear. Not all sim gear is universal some is designed specifically for particular brands or types of racing wheels, pedals, shifters, and platforms (Xbox, PlayStation, or PC). ![]() Make sure the cockpit is compatible with your existing hardware. Look for features like adjustable seat positions, steering wheel height, pedal placement, and monitor stands. Ergonomics are crucial in long racing sessions, and a highly adjustable rig can prevent fatigue and discomfort. Adjustability and ErgonomicsĮnsure that the cockpit you're eyeing offers ample adjustment options to cater to your preferred driving position. Here are some key considerations you should bear in mind before making your investment alongside your sim racing wheel and sim racing game of your choosing. Whether you're a rookie racer or a seasoned sim racing pro, choosing the right rig can dramatically enhance your experience and even increase your virtual lap times. ![]() Things to Consider When Buying a Sim Racing Cockpit
![]() Bake at 350☏ for 20 minutes or until a toothpick inserted into the center of one of the muffins comes out clean.Divide the batter evenly between the muffin partitions of your muffin tray (sprayed with non-stick spray).Add in the canned whole sweet corn kernels (drained) and fold them into the batter.Pour the wet ingredients over the dry ingredients and mix into a batter.Add the soy milk and apple cider vinegar mix and maple syrup to the melted butter.Microwave in 30-second intervals bringing it out to stir every 30-seconds until the butter is melted. Add the vegan butter to a microwave safe bowl.Add apple cider vinegar to soy milk and set aside to curdle.Sift all purpose flour into a mixing bowl and add the yellow cornmeal, light brown sugar, baking powder, baking soda and salt.This is a summary of the process to go along with the process photos. You will find full instructions and measurements in the recipe card at the bottom of the post. Soy milk – or almond milk both work well in this recipe.Vegan butter – any kind of vegan butter (tub style or sticks) will work great in this recipe as it’s melted first.Whole sweet corn kernels – we used canned, drained sweet corn, though you can also use fresh corn or frozen corn.Apple cider vinegar – can be replaced with distilled white vinegar.Yellow cornmeal – this is called polenta in some countries like Australia and South Africa. ![]() Ingredients You’ll Need: Ingredient Notes The recipe is adapted from our amazing vegan cornbread, and with just a few changes we have these beautiful muffins. And if you want them less sweet you can reduce the sugar a little. And since they are cornbread muffins they are also a little sweet.Īnd if you want to make them very sweet you can serve them with maple syrup. In one episode she bites into a muffin and spits it out immediately, horror all over her face, and says: ‘A s avory muffin? Life is full of enough disappointments Gary, a savory muffin?’Īnd now I’ve gone and done it – made some savory muffins! These vegan cornbread muffins are savory. One of my favorite comedy shows ever is a British show called ‘Miranda’. Savory and a little sweet, these are the best cornbread muffins you’ll ever make! These vegan cornbread muffins are pure perfection. ![]() Note: This post was sponsored by Mizuno through a partnership with Fitfluential. Let me know if you have any questions! And if you run in these, I’d love to hear what you love about them! I go for the Mizunos on easy running days where the workout is shorter and doesn’t have much structure. They’re a little bit heavy for my taste though. This is only a con for me since I like “less shoe” given how petite I am (5’1″, 110-115 lbs). These weigh more than all my other shoes and have more of a heel to toe drop, so they are definitely more shoe.
Put them in the experimental data folder. Save the ROIs with the Multi Measure button Save. In Excel, click the empty cell above the first data column and paste in the ROI coordinates. Use the Multi Measure dialog and click the Copy list button.ġ4. To copy ROI coordinates into the Excel spreadsheet, there needs to be an empty row above the intensity data. Check that everything was pasted in correctlyġ0.
![]() ![]() The launch will also carry a 15% discount for the first two weeks.Ĭoupled with the announcement is a new gameplay introduction trailer that also gives a preview of the English voice cast for Road to Salvation.īased on the 2020 film The Bridge Curse by Lester Hsi, the story for The Bridge Curse: Road to Salvation sees you exploring the events surrounding one of Taiwan’s best-known supernatural incidents at Tunghu University. The Motive-developed Dead Space remake is set to arrive Janufor PC via Steam and the Epic Games Store, PlayStation 5 and Xbox Series.Īfter announcing pre-orders for the physical edition of The Bridge Curse: Road to Salvation, developer Eastasiasoft Limited and Softstar Entertainment have finally announced a release date of August 30th for Nintendo Switch, PlayStation and Xbox Consoles. Plus, if things go well, EA may just decide to forge ahead with a remake of Dead Space 2. But we can’t complain, seeing as how awesome Dead Space 2 is after all these years. It’s also kind of strange that EA would offer up the original Dead Space 2 as a pre-order bonus instead of the original. While it’s kind of a bummer that it’s exclusive to those who pre-order the Steam version (sorry, Epic Games Store folks), those who snag the game on PlayStation or Xbox have the opportunity to grab the Collector’s Edition from Limited Run Games, which comes with a bevy of goodies on its own. As if you needed an incentive to pre-order EA’s upcoming remake of Dead Space, it’s now been revealed for Steam users that you’ll be getting a nice little bonus in the form of the original Dead Space 2! All you have to do is pre-purchase Dead Space between now and when the game launches on January 27th.įor those who have already pre-ordered the remake on Steam, no need to fret. |
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